What are the changes?
There are size limit rules into Housing Benefit for working age
people renting from a registered housing association or other
registered social landlord.
This restricts the size of accommodation you can receive Housing
Benefit for based on the number of people in your household.
The new rules allow one bedroom for:
- every adult couple (married or unmarried)
- any other adult aged 16 or over
- any two children of the same sex aged under
16
- any two children aged under 10
- any other child, (other than a foster child or
child whose main home is elsewhere)
- a carer (or team of carers) who do not live with you but
provide you or your partner with overnight care
EXAMPLE: Stuart and Isabel have three children,
Jenny who is 12, Max who is 9 and Alice who is 6.
Under the size criteria rules Stuart and Isabel would be
entitled to Housing Benefit for three bedroom accommodation.
One bedroom for themselves, one for Jenny and Alice and one for
Max.
EXAMPLE : Sonia is a single
parent with two children, Rachel who is 11 and Peter who is 9. They
live in a three bedroom flat.
Under the size criteria rules Sonia would be
entitled to Housing Benefit for three bedroom accommodation.
One bedroom for herself. Rachel is over 10 so
she and Peter would not be expected to share a room.
Sonia would therefore not see any reduction in her Housing
Benefit.
How could you be affected?
If you are under-occupying there will be a reduction in your
Housing Benefit. The amount allowed for rent and any service
charges will be reduced by:
- 14% for under-occupancy by 1 bedroom
- 25% for under-occupancy by 2 bedrooms or
more
If you are thinking of moving you need to consider these changes
before renewing or making a new tenancy agreement.
Examples;
Average rents charged by social landlords in this area:
No. of bedrooms
|
52 week rent
|
48 week rent (taking account of payment free weeks)
|
Rent used in HB calculation if 1 extra bedroom (14%)
|
Rent used in HB calculation if 2 extra bedrooms (25%)
|
2
|
83.07
|
90.00
|
77.40
|
----
|
3
|
90.65
|
98.21
|
84.46
|
73.66
|
4
|
100.00
|
108.33
|
93.16
|
81.25
|
Example: Gill and Mark, a couple whose children
have grown up and left home still live in their family 3 bedroom
property. Gill works part time and Mark is in receipt of Incapacity
Benefit. They are charged £98.21 per week rent over 48 weeks.
Under the size criteria rules Gill and Mark would be
under-occupying by 2 bedrooms. Their housing benefit would be
calculated using a rent figure reduced by 25%. Based on the reduced
rent figure of £73.66 they would be entitled to housing benefit of
£11.11 per week.
WHAT OPTIONS DO PEOPLE HAVE?
If someone is assessed as under-occupying their accommodation
and experience a reduction in Housing Benefit, there are a number
of courses of action open to them. They may wish to find more
appropriately sized accommodation or stay where they are and make
up the shortfall in rent themselves.
Move- Someone may decide that it would be
sensible to move to appropriately sized accommodation in the social
rented sector. Their landlord will be able to talk this through
with them and advise them as to whether this is a viable
option.
They may decide that moving to the private rented sector would
be appropriate. Again their landlord or the Council will be able to
advise them about this.
Ask non dependants to
contribute- If someone decides to stay in their current
accommodation and make up the shortfall in rent themselves they may
wish to ask other non dependants living with them to contribute to
the additional rent.
Take in a lodger - Taking in a lodger to fill
an extra bedroom may be a good option for some claimants. The
lodger would be assessed as part of the household, meaning they
would not necessarily be considered to be under-occupying and may
have more income due to the extra rent. The first £20 of weekly
income from a lodger is ignored and won't affect your benefits. If
you receive more than £20 a week in rent, the extra cash is likely
to affect your benefits. General guide to letting a room available
at: Gov.uk
Increase hours of work- If a claimant is in
employment they may consider increasing their working hours if
possible to make up the shortfall in rent. Contact the Benefits
Team or use the benefits
calculator to check the effect this may have on your housing
benefit entitlement.
Move into work- If a claimant is not currently
in employment, finding a job could help them pay the additional
rent. Contact the Benefits Team or use the benefits
calculator. to check the effect this may have on your housing
benefit entitlement.
Reduce your outgoings- The Citizens advice
service and Shelter may be able to help you find ways to reduce
your expenses, please use the contact details below.
Apply for a DHP - In certain circumstances a
claimant may be entitled to a payment from the Discretionary
Housing Payment Fund. This is a fund administered by the Council
for those they consider in real need of additional help with their
housing costs.
Where to go for more information
You can get more information at the Gov.uk this provides information
on public service in one place including up to date information on
the Housing Benefit changes.
The Citizens Advice service provides a wide range of advice. To
find your local Citizens Advice Bureau, look in the phone book or
Yellow Pages, or visit their website at: www.citizensadvice.org.uk
You can contact the local advice line on 01935 421167
Shelter offers confidential housing, welfare benefits and debt
advice through a network of advice services; freephone Housing
Advice Helpline on 0808 800 4444 8am-8pm Monday-Friday and 8am-5pm
Saturday-Sunday and online at: england.shelter.org.uk/get_advice